buy to let mortgages, fixed interest rates

  • Lend to SPV(new SPVs accepted) & layered companies
  • Day 1 re-mortgages lending against Open market value
  • HMO’s up to 15 bedrooms (6 in Scotland)
  • 80% LTV on small HMOs
  • HMO flats (up to 6 beds)
  • New build flats & Houses up to 75% LTV
  • Ex local houses & flats – standard construction, majority in the area/block in private ownership
  • First time landlords up to 75% LTV (30k income and only 6m resi ownership)
  • No minimum income for experienced landlords
  • 2 year fixed interest rates form 3.08%