- Lend to SPV(new SPVs accepted) & layered companies
- Day 1 re-mortgages lending against Open market value
- HMO’s up to 15 bedrooms (6 in Scotland)
- 80% LTV on small HMOs
- HMO flats (up to 6 beds)
- New build flats & Houses up to 75% LTV
- Ex local houses & flats – standard construction, majority in the area/block in private ownership
- First time landlords up to 75% LTV (30k income and only 6m resi ownership)
- No minimum income for experienced landlords
- 2 year fixed interest rates form 3.08%